Happy new year to all forum members! For sure, 2020 will be the year of the two new "ROTF Devastator"!
I can honestly say of 2019 that it was the best year my wife and I have had since maybe 2007. We both finally have jobs that we enjoy, are good, stable and well-paying. There were no deaths or other tragedies. And most importantly, we paid down a tremendous amount of debt last year, debt we've been carrying around for years. 2020 has some big shoes to fill, and I might be being uncharacteristically optimistic, but I think it's up to the challenge.