Heres a quetion, If you're so stripped for cash. How the fuck are you using the internet? It costs money... And if you really care about your family, You won't spend money on unneeded things... This whole thing just smells fishy. Your name, Your Avatar. You post saying your in school amd as if you haven't been held back or am still in High School... And you say you have a family... But you say you're just now thinking of being finnacially set.. How old are you? I'm not throwing accusations at you. I'm just asking.