Long story short...I've got around 115 USD in account balance in my paypal account. I tried to pay for an item today from an e-store I frequently shop from. Needed to add about 10 USD from my debit card. Paypal won't use the money in my account balance at all. And then I get the message that my credit card was refusing access\whatever generic crap that pops up when there's not enough money to cover the transaction. What gives? Most of my account balance money has been sitting there since June 27th. What sort of crap is this? Anybody experienced it lately? Their "contact us" or report a problem page is useless and whoever came up with that system should get shot to death.
It might be possible that you have hit your sending limit. Unless your "verified" by adding a bank account or having a PayPal credit card, you have a certain limit as to how much you can send. I'm a few hundred away from reaching my sending limit and that's because I don't have my bank account linked and I choose NOT to. So you might want to check and see if you have a sending limit. That COULD be the reason to your problems.
I don't have a sending\receiving limit in effect, nor do I want to transfer any amount to my bank account. Wasn't there a thread months ago about the same thing happening to somebody else? Was the problem ever solved?
If you sell an item on ebay, THOSE funds are held until both parties are satisfied. I don't know if that's part of your problem but that was my problem a while back. I didn't say you had to transfer funds from your bank account, you just had to link them to become verified. I'm not "verified" so my I do have a sending limit till I become verified.
You need to change the funding source. Paypal said my card expired (when there was a good year and a half left...) and fucked things up, but I managed to get everything sorted out. I just need to change the funding source every time I send money.
Nope, I've been verified for a long time [strangely enough, without doing ANYTHING] and the paypal balance is from a forum transaction, not e-bay. I'll try changing my funding source I guess...
Actually that's wrong, they only hold your funds from an eBay item if you don't have a good enough history of selling, too many cases against you, you sell in a category you rarely(if ever) sell in, or if it's a high risk category. Also Knightdramon, is it an uncleared e-check or just a regular payment?
It was a regular, completed payment on the 27th of June. I even paid for an order some days before that, it's only making things worse for me at the moment.
Nope, wasn't my issue either. All though could be cause I have a small feedback number at that time, I think it was around 15 maybe? All positive.
Isn't paypal supposed to release the funds after 3 days of confirmed delivery? I Have been waiting like 5 days for PP to release the hold on the Intel SSD I sold.
Knightdramon: As others have said, always transfer the money as soon as you get it. I've received lots of payments through eBay in the last few weeks, some for a fair bit of cash, they've all gone straight to the bank. I've even transferred cash, and then bought stuff later the same day, so it's gone into then out of my bank, leaving a Paypal balance just seems to cause problems. It does apply to eBay UK as well, I remember seeing an announcement about it ages ago, at least a year or so, I've never had it imposed either though. UnicronHound covers all the reasons why they may hold on to a balance until the buyer's happy.
I don't know if it's something new or not, as I've been able to make payments this way in the past, but this is their response. Mr. X, I first of all apologise for the inconvenience you had to face while sending your payment. I have reviewed your account and can see that your primary balance on PayPal is in Euro, €. Please allow me to explain how our PayPal system works. The main funding source on a PayPal account is your primary currency balance. Any payments you send in the same currency as your primary balance, if there is money in your primary balance, PayPal will take those funds first and then charge the rest(if needed) on your debit/credit card. Mr. X, you have two currency balances on your PayPal account, the Euro (€) and the USD ($). Since your funds are in your USD balance, it will never be used as USD is not your primary balance. Therefore, you have two options: You can either make USD your primary balance on PayPal or you can convert the funds you have in your USD balance to EUR. You can convert funds in your balance from one currency to another by following these steps: 1. Log in to your account at www.paypal.com 2. Click 'Profile' near the top of the page. 3. Click 'Currency Balances' in the Financial Information column. 4. In the Currency Exchange box to the right of the page and enter the amount and select the currency to transfer funds from and to. 5. Click 'Calculate' to preview PayPal currency conversion results. 6. Click ‘Review Exchange' to transfer the funds. 7. Confirm the transfer by clicking on ‘Exchange Currency’ or to cancel the process click ‘Cancel’. Please note again, the payment you will send needs to be in the same currency of the balance for the funds to be used. If you are trying to send a payment in JPY and your balance is in EUR, the balance will not be used.
That makes a lot of sense. Whenever I've sold something overseas, I always request USD dollars. That helps eliminate that issue.
That makes zero sense to me because last month, I paid in JPY by using USD. Since they convert the currency anyway, why not do it like before, automatically during the payment?
