I don't care about apr because I just pay it off every month. Treat it like a debit card in that you only spend what you have in the bank. Then pay off the card. No interest that way. Plus, not being tied directly to your bank account, you have that extra layer of protection from stolen card information.

 

After opening the cyberverse Hotrod sets i'm glad I bought them on clearance! The Hot Rod figure is just hot garbage...... What does it say about the set when the Sharkticons are the better figures?

 

This is exactly the reason I will NEVER have a debit card. My wife had to learn that lesson the hardway.

 

Yeah I never use debit cards. I use credit and pay off the balance monthly. That way if the card is compromised, the thief is stealing the bank's money and not mine!

Never run a balance when you're being charged 22% oh my god!

 

Yup, easy as pie and nothing ever posts to your account until 24 hours later.

 

The Sharkticons are pretty much the only reason any of us bought that set...

 

So is my target just never going to get quintessons and Alicons? Cause it’s starting to be ridiculous on distributions part

 

They've still barely been spotted at retail in the US.

 

True, but a target 3 hours away from me had them so clearly they exist and have been distributed.

 

So pay it off in full, or don’t buy more than you can afford

 

It's a regional distribution issue. If you're really that desperate, why not just drive over?

 

well my bad was giving the wife the card. lol

 

Which is pretty standard for store charge cards. Any of those store-specific cards are NOT ones that you want to run a balance on.

If you’re not sure you’ll be able to pay off a purchase at billing, then just use you’re regular MasterCard or Visa.

 

You’re right I could but then again I was alerted after the fact so I doubt they have any still. Point being is the cases should be shipped out to all, not just a specific one

 

It might not be distributions fault if the store employees dont put any effort in. Theres one target by me that for years, up until recently, never stocked shelves at all. Like i asked an employee whi was stationed in toys once whats going on with TF section, he didnt even know tf toys still existed.

 

So, you're saying, that if the port of entry is NY or California, the distribution centers and stores in those area should wait till the rest of the US stores have them stocked. I see.

 

From long island NY and can confirm we are always LAST to get everything.

 

Tsk tsk

 

Nice, MPM Starscream cheaper than Siege Shockwave...still going to pass but a good deal.