I have been worried about growing up lately, so i wanted some elaboration. I am 19 year olds just graduated high school 6 months ago I am starting tog et my life i going I am going to be a certified Nursing Assistant soon once i pass my state exam and I am using This certified Nursing assistant deal to help me decide if i want to continue and do actual nursing like LPN or RN and do not tell me what i should go for this is not what this thread is about. But like i said now that I am now entering the real world it is time for me to learn more about adult stuff. I am sorry is if I am going to make this description kind of long but i need to express what is on my mind and what i need to know. For one and the most biggest thing i have to worry about is Money. The budget of the house hold how much the utilities cost such as electricity,gas,water,telephone,cable internet and making ends meet this month. Then you have to worry about food and when you have kids then you have to worry and pay for their education and schooling on top of that medical bills and taxes on top of that i am not 100% sure what all these are so i got some questions 1.) What does making ends meet this month exactly mean 2.) What are mortgages 3.) Not a 100% sure what this is your 401K. Isnt that a retirement fund where you can put money in for when ever you retire. 4.) Not exactly sure what insurance is but correct me if i am wrong about this one. Insurance-is something that will pay for and fix up a problem if an accident occurs even though it is probably not that simple 5.) How do you get insurance and how do you pay them each month. 6.) I tried looking this up on the internet and i still have trouble understand this. What is interest rate. Lets take an example from here Savings account i believe it is an account that you can save money for the future like schooling for example and checking account its an account designed for your daily transactions like your bills, your rent or mortgage, or your spending money. When someone says a savings account has an interest rate i dont understand what it means. This is just some of many questions i have going through my head i know i could always ask my parents or relatives too but i thought of asking for advice on here as well i mean it is the general discussion area so i thought i could bring it up and please no rude comments.