It's a Visa Credit card. But it only works if I transfered money on my card from my current account. I checked again, the card itself says credit card. It's completely free and no interest charges. Perfect for shops that only allow credit card or foreign countries to get cash from atm. It works completely different to my "evil" credit card I can't use my good credit card if the balance is 0. The "evil" credit card basically doesn't have a balance on the plus side, everything above 0 I get back. It goes down to 6000 euro, even though I did not want that much, they recently stocked it up by themselves. And interest charges are high. It's definitely cheaper getting a regular credit than using that card. Using that card is just easy, so that's why it's "evil"