For this purpose, a credit card is functionally the exact same thing as a debit card, and is nothing more nor less than the standard form of payment accepted by most online services.

 

It really is kind of cool that his alt-mode is roughly the same size as the original toy's. Really drives home how compact his alt-mode is compared to his robot mode (something he took advantage of at least once) and even calls to mind how the Dinobots are more heavily armoured in their dinosaur modes.

That's kind of what made him unique, really. He's the emperor, he shouldn't need to get his hands dirty. Megatron was definitely a warlord-general type leader who led from the front, Scorponok in Headmasters had no choice but to fight because he was the only one who stood a fighting chance against Fortress Maximus, and Overlord wasn't even the leader, just the frontline commander in Masterforce.

I guess you could say Deathsaurus is comparable to Freeza from Dragonball Z: easily the most powerful member of his faction, but sees no need to dirty his own hands unless absolutely necessary or he feels like it. You might even compare Deathsaurus to villains like Kingpin, Doctor Doom or Darkseid, guys who're fully capable of beating heroes down themselves but don't see any reason to do so most of the time.

 

His point is valid if one will almost certainly be in a position to buy in the future and pay late tax with the assumption that the accrued interest doesn’t outweigh the aftermarket price. However, yes if one needs to extend beyond ones means for a toy then the cost/benefit must be carefully weighed

 

Also, you gotta keep in mind that there are different ways to pay for DS for other people, especially in other countries. For me, I just have to pay a minimum downpayment instead of the entire amount. That gives me a whole year to set aside money to pay for Deathsaurus when he releases. The store where I ordered him from takes the risk of covering the rest of the amount until Deathsaurus's arrival in which is the time that I will pay in full.

 

Indeed. However the original post is literally telling people paying interest over a toy is a good idea. Paying interest over it is already not a good sign.

 

Even here, not all interest is equal. For example, perhaps this person only retains a balance over the holiday season, say a month or two before the card is able to be paid off in full early in the New Year. In such a circumstance, the interest is likely to be FAR less than the markup. As I said, it depends on the individual situation.

The point is simply that a credit card is NOT always a worse solution.

 

The throne looks like it's no longer made of poop!

 

I see the armchair financial advisors have logged on.

Let's make it easy. This thing is funded. It's being made. If you want one, and you can afford to drop $190-200 this coming Monday/Tuesday then go ahead and go for it. If you can't, please do not feel obligated to put yourself behind the 8-ball financially. Your decision to back it or not at this point no longer will affect the figure being made. And no, the throne is not cool enough to pressure anyone in to buying one or more.

Yes, you'll miss out. But knowing these will likely come at least once a year, you have the opportunity to start planning ahead of the next project...or for toys that are coming in the retail pipeline. This project caught ALL of us by surprise, as it came without warning during the holiday season...unlike Saber who at least got a warning volley in the form of Victory logo teases.

Some of us are fortunate we could fit it in to our budget on short notice. Others, not so much. I don't want to see people taking out loans or going in to interest in the off chance the aftermarket price is worse than the interest rate on the card. That's a dumb calculation to try and make. If they can't afford $200 now they shouldn't do something that'll turn it in to more than that later.

 

Rapidly approaching 16k. FOMO! FOMO! FOMO!

 

Only 25 away from the final k!

Edit: 21

 

But it would be accurate… Star Saber < Deathsaurus < Victory Saber

 

As for all the credit card folks, you’re overlooking a fantastic tool: PayPal’s “pay in 4”

No interest

Purchase is broken into 4 payments that come out of your bank every 2 weeks (i.e. pay your DS off over 2 whole months)

Is it technically debt? Yes, but it’s a run of the mill installment plan too. No interest is crucial and keep it at 1 financed item at a time and it should be easily managed by most anyone.

Now get out there and get us this damn poop chair!

 

Well, I think I've dodged a bullet. The biggest thing at this point is that Victory Leo has a small gap in the crotch, but it holds together solidly. There MIGHT be a spot or two that's scratched or what have you, and I do have some minor concern about one foot, but unless something happens in the transformation process, my copy is pretty great!

 

Since HasLab doesn't take PayPal, this gets us back into the "is the mark-up better than the interest?" territory. (This seems to no longer be true. My apologies)

But, to respond to a previous post, no, I do NOT recommend going into debt for this, unless you can VERY certain that you can pay that debt off within mere months. Otherwise, it's just unwise to spend money on this kind of thing.

 

It's a design choice I'm okay with, really. I much prefer the villain to be larger than the hero, because something like Legends God Ginrai and Legend/ Titans Return Overlord (where Ginrai towers over Overlord) really bugs me. I know part of the reason that happened is because the orignal toys were comparable in height and retooling Powermaster Optimus Prime into God Ginrai meant God Bomber would add quite a bit of height, but it kind of looks now like God Ginrai is outright bullying the smaller, less heavily armoured Overlord.

 

This.
Incurring interest over a delayed CC payment for a toy is coocoo for cocopuffs.

 

Actually, I believe that I was mistaken, based on a test I just conducted in Pulse.

It used to be the case that PayPal was disallowed for pre-orders of more than 30 days, I believe.

 

My Victory Leo crotch looks the same, for everyone did yours look the same out the box? Also does it lol fine once you took it out of the packaging?

 

Looks like that, but like I said, held together fine. That's my biggest concern is the structural, functional side.

 

As for the whole debt now v paying more later, seriously, the answer is yes. It depends on your personal financial situation. Some of us make $24k, some $120k. If your bills are $1600 a month, but you're bringing in $10k before taxes, throwing it on the card is fine and way better than waiting as you can pay it off before then. However, if you're bringing in $2.5k a month on the same bills, then you're potentially better off putting money aside over a year and paying the late tax than paying 15 to 20% interest. There's no cookie cutter approach to finance.