I bought and item over a month ago on ebay. I have not recieved it or heard from the seller, who I have tried to contact. I paid through paypal with my credit card, because the item was around 100.00 and I wanted cc protection if something went wrong. I have heard in the past about people winning paypal disputes, but not getting their money back because the seller didn't have any in their account. I am going to try and get my money back. I am going to file a paypal dispute. But if I don't get any money back, can I then file a claim with my credit card company? Should I just file a credit card claim and forget the paypal dispute? Has any one had any experience with this type of problem? Any help will be appreciated.