Ok, so just got this place insured through state farm. Not bad. It's like 18 a month for 25k worth of insurance and a $500 deductible. Includes natural disasters and stuff. My question to all of you guys who have it, is, how do you all go about pricing your toys? Just like all of you I'm sure, I'm at the point where I've spent thousands on this stuff, and on a lot of them the value has appreciated. If something happens though, how do you go about getting a proper refund on your toys? Specifically ones out of productions. Do you just print out ebay prices, or what?