I can recall my first little part time job at HEB (its a texas grocery store) and making some cash in high school. This was in 99-00... I was a junior. Anyhow, I remember going out on dates, tipping people no problem because I always had cash. without a bank account, it was sweet. I'd get paid 250 a week, plus I had pretty much had zero bills other then my car insurance. My wallet was big and fat! When your 16, 250 bucks can make you fill like a millionaire. Well..... Now fast forward to 2009. My pay check's are directly deposited into my bank account, the wallet is full of plastic and its thinner than a super model. Anyhow, this has been bugging me for sometime but I feel like a complete cheap ass when I can't tip someone. Today for example, my no cash debt card shame prevented me from taking my girlfriends car to get washed. I just never have any cash on me! Getting cash is such a hassle, either I have to find an ATM, a store that offers cash back or drive to Chase. All of those options require me to spend money. I need gas to get to chase, ATM's cost 2.50+ and I can't get cash back unless I buy something. My grandfather never had a bank account, he slept on all his money. Did he ever have a tipping problem? NOPE! Yes, direct deposit has made our lives easier but at what cost? Should valet and car wash guys for example just sent up a debt card machine for tip purposes? How on earth do I buy that bag of M&M's without cash?