So I was trying to pay my phone bill online but somehow my atm card was not letting me through even though Ive done it a hundred times. I had to call the phone company and pay over the phone. After that, I checked my online banking and everything seemed fine, but I called customer service anyway. Turns out my card was locked out due to a speculation on fraud purchases...turns out those purchases were made by me at BBTS I had pile of loot on and have been making small purchases so I guess my bank got a red flag or something. Anyway, everythings fine now... I also noticed that lately, the payments I made at BBTS were pending instead of going through instantly like usual.