Alternative payment options for online purchases?

Discussion in 'General Discussion' started by MrBurns, Jun 15, 2012.

  1. MrBurns

    MrBurns Well-Known Member

    Joined:
    Jun 30, 2010
    Posts:
    545
    Trophy Points:
    101
    Likes:
    +0
    I have come across a good deal on a big lot of transformers but the seller is only accepting money orders. He says he cannot take paypal and doesn't have a bank account, paypal or ebay. Guys sounds legitimate through emails but I am very hesitant to pull the trigger. I am under the impression that you get zero protection from a money order. Is there any other way I can pay and cover my butt? Thoughts?
     
  2. grimlock1972

    grimlock1972 "No Mas" My Wallet

    Joined:
    Apr 20, 2009
    Posts:
    18,850
    News Credits:
    3
    Trophy Points:
    297
    Likes:
    +661
    not really, only way you can play it safe given all those options are out , is to go and see the stuff in person and hand over the cash and leave with the goods.
     
  3. TrueNomadSkies

    TrueNomadSkies Airachnid's ratservant

    Joined:
    Apr 9, 2011
    Posts:
    15,861
    News Credits:
    1
    Trophy Points:
    226
    Likes:
    +9
    Honestly, if someone who's selling shit online tells me they don't have a bank account, that's an immediate red flag. I probably wouldn't care if its in person (I'd just pay em in cash), but I wouldn't even go near a money order for someone I don't know, especially overseas.
     
  4. Underwear

    Underwear Banned

    Joined:
    Sep 2, 2011
    Posts:
    4,203
    News Credits:
    3
    Trophy Points:
    151
    Likes:
    +10

    ..but what if the seller is from overseas?
     
  5. TrueNomadSkies

    TrueNomadSkies Airachnid's ratservant

    Joined:
    Apr 9, 2011
    Posts:
    15,861
    News Credits:
    1
    Trophy Points:
    226
    Likes:
    +9
    Then you just let it go for the sake of buying from someone who's ready to do business. I know it sucks because they're probably pushing a great deal, but in my opinion, it's hella fishy & not worth the risk.
     
  6. Deceptijohn

    Deceptijohn Metallikato Master

    Joined:
    Dec 5, 2010
    Posts:
    2,051
    News Credits:
    1
    Trophy Points:
    151
    Likes:
    +1
    I wouldn't do it overseas, but I have no problem paying with money orders in the US. It's pretty easy to verify if someone lives where they say they do. As long as it's a residence and not a P.O. box or something. They have to show ID to get the MO cashed so you'll know you have a good name on them at least. It's totally possible to pursue criminal charges for non-delivery of goods. Of course you're talking about a goodly amount of time you'd be out your money with no product. I don't use PayPal and have bought several things(couple off this board) with money orders. I've never had a problem, but it is a risk. Basically I don't do money order purchases unless it's an amount I'm willing to lose.
     
  7. firehawc_69

    firehawc_69 cloppers = ignore list

    Joined:
    Aug 12, 2008
    Posts:
    10,629
    News Credits:
    9
    Trophy Points:
    217
    Likes:
    +16
    Yeah...tell him you're ready to buy when he has an account. All of the payment options that offer coverage are really simple to sign up for.

    How does he pay his internet bill?
     
  8. MrBurns

    MrBurns Well-Known Member

    Joined:
    Jun 30, 2010
    Posts:
    545
    Trophy Points:
    101
    Likes:
    +0
    Good question?!

    I looked at the situation as how much I could risk losing. The price agreed upon was $400 and I think that is too much to risk. He didn't mention anything about cash either but agreed to meet. I don't know if he agreed to meet after I told him I live in Michigan or before though. Not having a bank account is what really scares me. Kids have bank accounts. How can an adult not have one? If I knew him or was a member of a board such as this, I would probably do it. I can't do any background checks on him.
     
  9. MrBurns

    MrBurns Well-Known Member

    Joined:
    Jun 30, 2010
    Posts:
    545
    Trophy Points:
    101
    Likes:
    +0
    Update

    I told the individual I didn't want to risk it. So he responded by saying "how about you pay me $200 for shipping everything and when you get the items, send the other $200. Thoughts about this?
     
  10. TrueNomadSkies

    TrueNomadSkies Airachnid's ratservant

    Joined:
    Apr 9, 2011
    Posts:
    15,861
    News Credits:
    1
    Trophy Points:
    226
    Likes:
    +9
    Still seems fishy. It's almost like when Princes & shit have $50,000 for you, and only ask that you send them $200 in advance to cover their bank fees. Then once they have your money, they follow the #1 Rule of Acquisition & you never get it back.


    Granted, this guy could always be legit & just in an unfavorable situation (it happens), but those're just my immediate thoughts on the subject, and if I happened to lose out on a great deal because of my skepticism, then so be it.
     
  11. MrBurns

    MrBurns Well-Known Member

    Joined:
    Jun 30, 2010
    Posts:
    545
    Trophy Points:
    101
    Likes:
    +0
    Good point. I am contemplating telling him I will just pay for the shipping, say $50. He has sent me additional pictures and the lot looks pretty solid. Decisions, Decisions
     
  12. firehawc_69

    firehawc_69 cloppers = ignore list

    Joined:
    Aug 12, 2008
    Posts:
    10,629
    News Credits:
    9
    Trophy Points:
    217
    Likes:
    +16
    I wouldn't risk it.
     
  13. Erector

    Erector I ruined the Hall of Fame

    Joined:
    May 1, 2007
    Posts:
    11,051
    News Credits:
    21
    Trophy Points:
    257
    Likes:
    +21
    Everything sounds far too fishy to me. But if he's willing to meet - why not do it that way? You walk away with it then and there's no risk of mail fraud.
     
  14. MrBurns

    MrBurns Well-Known Member

    Joined:
    Jun 30, 2010
    Posts:
    545
    Trophy Points:
    101
    Likes:
    +0
    Can't meet. I live in Michigan, he is from Texas
     
  15. Erector

    Erector I ruined the Hall of Fame

    Joined:
    May 1, 2007
    Posts:
    11,051
    News Credits:
    21
    Trophy Points:
    257
    Likes:
    +21
    Ah, sorry, misread that. OK, steer well clear then.
     
  16. grimlock1972

    grimlock1972 "No Mas" My Wallet

    Joined:
    Apr 20, 2009
    Posts:
    18,850
    News Credits:
    3
    Trophy Points:
    297
    Likes:
    +661
    I would not touch it with 50 foot pole. too much risk of getting ripped off and no recourse if it does happen.

    This entire deal is sending up major red flags and sounding all sorts of alarm bells.
     
  17. Bountyan

    Bountyan Well-Known Member

    Joined:
    Sep 19, 2008
    Posts:
    16,496
    News Credits:
    11
    Trophy Points:
    302
    Likes:
    +1,152
    I'd back away. Not worth the risk.
     
  18. lars573

    lars573 Well-Known Member

    Joined:
    Mar 29, 2007
    Posts:
    7,199
    Trophy Points:
    262
    Likes:
    +111
    Who says he has one. A lap top and a hot spot are all he'd need.
     
  19. Deceptijohn

    Deceptijohn Metallikato Master

    Joined:
    Dec 5, 2010
    Posts:
    2,051
    News Credits:
    1
    Trophy Points:
    151
    Likes:
    +1
    Maybe you could send the MO to a local TFW member in good standing and get them to cash it and then make a face to face deal with him? I'd ask in the Texas sightings thread. Maybe let the guy who is helping you out take something from the stash for their own collection?
     
  20. JazzHunter83

    JazzHunter83 Mrs FatalT

    Joined:
    Jan 14, 2012
    Posts:
    1,702
    Trophy Points:
    126
    Likes:
    +0
    How hard is it to open a bank account?

    Like someone said, my kids have had bank accounts pretty much from when they were a few months old so their grandparents/uncles etc could deposit money for them. It takes all of 5 minutes to open an account.....

    You need an account for paypal, so if he has no bank account then it makes sense that he doesn't have a paypal account.....

    Tell him to get a bank account and then you'll talk :) 
     

Share This Page