I would have two gift cards from the Citibank because of the credit spending point. Each one is $100 value. Rather than go shopping I'd sale them here or Ebay. $92 each. The gift card is for one of the retail stores like Macy's, JcPenny, Bloomingdale, Footlocker, Nike, GAP, Brook Brothers, Old Navy, TJMax, Marshall, etc.. Just LMK if interested.